Tala: Fast Cash Peso Loan App 7.186.2

Get up to ₱25,000 cash instantly online with Tala. Offering low rates and fast approvals, Tala allows you to apply in just 5 minutes without the need for income proof. Download the app to access cash promptly!

• HOW IT WORKS
• Apply in 5 minutes: Download the app, answer a few questions, and receive our best customized offer. Only one valid ID required. No paperwork, collateral, or bank account necessary.
• Choose your terms: Confirm your desired amount and select your target repayment date.
• Get your cash: Funds can be sent to your bank account, GCash, Coins.ph wallet, Tala wallet, or your nearest padala center.
• Repay easily: Payment options include GCash, Coins.ph, ShopeePay, Lazada, 7-Eleven, Maya, ECPay, Cebuana Lhuillier, or M Lhuillier. Pay in full or make partial payments anytime on or before your due date.
• Borrow again: After repayment, answer a few short questions to access your next round of funds.
• WHO CAN APPLY?
• Residents of the Philippines aged 18 and above can apply. Requirements include at least one valid ID and a mobile number.
• KEY TALA FEATURES
• ULTIMATE CONTROL:
  • You choose your repayment date.
  • The cost of your credit line automatically adjusts if plans change.
• NO HIDDEN FEES:
  • Service fees as low as 0.43% per day.
  • Processing fee of 3.99% based on the borrowed amount.
  • All fees collected on your chosen repayment date.
  • No surprises; receive the full amount you expect.
  • Pay only for the days you use the credit.
• CONTINUOUS ACCESS TO FUNDS: Apply once and continuously access funds up to your approved credit limit (subject to terms and conditions).
• FAST LIMIT GROWTH:
  • Limits up to ₱25,000.
  • Most customers can double their limit with on-time repayments within months.
• SECURE:
  • Your personal information is secured with SSL encryption.
  • All customers are treated with respect, even in case of late repayments.
• REWARDING:
  • Earn ₱200 off your next borrowing by referring friends to Tala!
• Tala distinguishes itself from traditional online loan apps by providing an advanced credit experience with continuous credit availability for users with a favorable payment history.

  PERSONAL CREDIT LINE TERMS

  • Credit limit amounts: ₱1,000 to ₱25,000 Processing fee of 3.99% of borrowed amount Daily service fee ranges from 0.43% to 0.5% per day Late fee is equal to 5% of outstanding credit balance Monthly EIR: 14.86-15.00% Maximum Annual Percentage Rate (APR): 182.5% Applicable Tax (DST & GRT): N/A Remember always to review terms and conditions as well as disclosure statements before proceeding with any transaction.

    PRODUCT ENHANCEMENTS

    Tala continuously works towards improving products for users. Contact us if you notice any discrepancies from the above description.

    PRIVACY & PERMISSIONS

    We prioritize safeguarding your privacy. Your data will never be shared with third parties or disclosed without consent.

    <emCONTACT

    Email: [email protected] Website: tala.ph

    Tala is operated by Tala Financing Philippines Inc., a licensed financing company and registered payment system operator (SEC Registration No.: CS201710582; TIN: 009-614-758; Certificate of Authority No.: 1132; OPS Registration No.: OPSCOR-2023-10)

    * Referral terms & conditions: tala.ph/referrals

    <emDISCLAIMER

    Tala does not function as a cash loan app but provides continuous cash access through personal credit lines. It stands apart from other loan apps in the Philippines such as Cashalo, OLP, Home Credit, Juanhand, Robocash, Peso Loan, Pautang Cash Loan, Moneycat, Pesoq, Moca Moca, Billease, Digido, Utang Loans GCash Cashme Peramoo Mabilis Cash Quickla Palawanpay Pesoredee Madaloan or Maypera.